Professional with 10 years of experience across financial market. Currently, acting in Strategy and Innovation segment, responsible for the implementation of payment initiation inside Open Finance ecosystem, coordinating the activities thru cross-function teams using agile methodologies in order to create new solutions to increase digital payments services democratization in Brazil. As background experience, responsible for the management of credit risk indicators, expected loss projections and risk appetite monitoring of wholesale segment. From academic point of view, I'm a former's degree in Product Engineering by Mackenzie and Master Business Administration in Finance and Fintechs by Saint Paul Business School with a Certification of Scrum Product Owner by Scrum Alliance.