Leadership of teams in management and development of financial products and services in the Wholesale segment. Specialist in Wholesale credit products (receivables financing, loans with and without collateral, credit cards and payments, revolving credit, guarantees, etc.). Skills in communication, collaboration, and coordination between clients, suppliers, and internal teams. Communication at institutional, strategic, and tactical levels. Conflict resolution. Leadership skills, feedback, goal setting, etc. Expertise in agile methodologies, lean principles, CX/UX, management through metrics (OKRs/KPIs). Knowledge of financial products and digital channels for Wholesale in general: cash management, derivatives, funding/investment products, funds, among others. Definition of product vision and strategy, structuring business cases, budget management, product conceptualization and journey processes (discovery, inception, etc.), customer focus, roadmap construction, and management of execution to final delivery. Innovation, continuous improvement, and monitoring of market trends; Monitoring and analysis of product performance metrics; Identification and mitigation of product and project risks;