I hold a degree in Civil Engineering with a specialization in Finance and Fintechs. I have over seven years of experience in the financial market, having started my career in the Credit Risk area, with a focus on Loan Loss Provision (PDD) analysis. Over the past four years, I have consolidated my career in Business Planning within the retail segment. I currently serve as the P&L lead for a secured vehicle loan product, overseeing cost and expense management, as well as developing strategies to drive business growth and enhance results. I have strong experience with financial indicators, cost control and optimization, and profitability analysis. I am also proficient in tools such as SQL, Power BI, and Excel, which I leverage to generate insights and support decision-making. I bring a strategic and analytical approach to my work, with a focus on sustainable results, value creation, and the continuous development of solutions that drive business performance.